The Delaware Emergency Mortgage Assistance Program (DEMAP) is a loan that provides Delaware homeowners with assistance in preventing residential mortgage foreclosures that could result from involuntary reduction of hours or loss of employment due to the economic downturn or the loss of income due to injury or illness. DEMAP assists with monthly mortgage payments going forward for up to 24 months or $30,000.00 (which ever is first). To be eligible for a DEMAP loan, the homeowner must: Be a resident of Delaware; Be 90 days or more delinquent in monthly mortgage payments; Eligible properties must be the primary residence and include single and two-family residences, condominiums, cooperatives and manufactured housing (if located on the homeowner’s property). Property must be located in Delaware.