Guidewell Financial Solutions (aka Consumer Credit Counseling Services of MD and DE), is a non-profit financial literacy advocate, and U.S. Department of Housing and Urban Development (HUD) approved Housing Counseling Agency.  All counseling services are confidential and include: budget and credit counseling services; debt management plans, if needed; financial coaching; student loan counseling; rental eviction prevention counseling; foreclosure prevention counseling; Reverse Mortgage Counseling; First-time homebuyer counseling through online and in-person workshops; pre-purchase one-on-one counseling; pre-file bankruptcy counseling and pre-discharge education to individuals who are planning to file bankruptcy.  We also offer a variety of financial literacy seminars to interested groups. Guidewell Financial Solutions is a member of the National Foundation for Credit Counseling, accredited through the Council of Accreditation.