Milford Housing Development Corporation (MHDC) Self Help Housing program,allows participants to become homeowners by participating in the Self-Help Housing Program. Families are grouped together with a construction trainer and build each others homes. It’s neighbor helping neighbor. No down payment is required, your swear equity is all it takes. The equity you earn at the end of the day is yours to keep, you earned it. Take the first step and call to see if you are eligible. If not, housing and credit counseling are available to improve your eligibility. Let MHDC help you walk you through the entire process from start to end.